:root{--blue:#1457e6;--navy:#071a41;--orange:#ff8a00;--ink:#13203a;--muted:#63708a;--light:#f5f8ff;--line:#e4e9f2}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{text-decoration:none;color:inherit}.container{width:min(1120px,92%);margin:auto}.header{height:74px;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}.nav{height:100%;display:flex;align-items:center;justify-content:space-between}.logo{font-size:20px;font-weight:900;letter-spacing:-.7px}.logo span{color:var(--blue)}.logo b{color:var(--orange)}nav{display:flex;gap:26px;align-items:center;font-size:14px;font-weight:700}nav a:hover{color:var(--blue)}.nav-btn{background:var(--blue);color:#fff;padding:10px 17px;border-radius:10px}.hero{padding:72px 0 60px;background:linear-gradient(135deg,#f6f9ff,#fff)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.badge{display:inline-block;background:#eaf1ff;color:var(--blue);padding:7px 12px;border-radius:999px;font-size:12px;font-weight:800}.hero h1{font-size:clamp(40px,6vw,68px);line-height:1.05;letter-spacing:-2.5px;margin:18px 0}.hero h1 span{color:var(--blue)}.hero p{font-size:18px;color:var(--muted);max-width:650px}.hero-actions{display:flex;gap:12px;margin:28px 0}.btn{display:inline-block;padding:13px 21px;border-radius:11px;font-weight:800;border:0;cursor:pointer;font-size:15px}.primary{background:var(--blue);color:#fff}.secondary{border:1px solid #ccd5e7;color:var(--ink);background:#fff}.white{background:#fff;color:var(--blue)}.trust{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;font-weight:700;color:#526078}.hero-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:0 18px 50px #1b3c7a12}.card-top{font-size:18px;font-weight:900;margin-bottom:12px}.step{display:flex;gap:14px;padding:17px 0;border-bottom:1px solid var(--line)}.step:last-child{border:0}.step b{width:38px;height:38px;border-radius:10px;background:#edf3ff;color:var(--blue);display:grid;place-items:center;font-size:12px}.step strong,.step small{display:block}.step small{color:var(--muted);font-size:12px}.section{padding:75px 0}.light{background:var(--light)}.section-head{text-align:center;margin-bottom:38px}.section-head.left{text-align:left}.section-head span{font-size:12px;font-weight:900;color:var(--blue);letter-spacing:1.4px}.section-head h1,.section-head h2{font-size:38px;line-height:1.15;margin:8px 0 10px;letter-spacing:-1px}.section-head p{color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{padding:28px;border:1px solid var(--line);border-radius:18px;background:#fff}.icon{font-size:30px}.service-card h3{margin:12px 0 5px}.service-card p{color:var(--muted)}.service-card a{color:var(--blue);font-weight:800;font-size:14px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.calculator,.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 12px 40px #193b7a0b}.calculator label,.form-card label{display:block;font-weight:800;font-size:13px;margin:13px 0 6px}.calculator input,.form-card input,.form-card select,.form-card textarea{width:100%;padding:13px;border:1px solid #d4dbea;border-radius:10px;font:inherit;outline:none}.calculator input:focus,.form-card input:focus,.form-card select:focus,.form-card textarea:focus{border-color:var(--blue)}.result{margin:20px 0;padding:18px;border-radius:12px;background:#f0f5ff;display:flex;justify-content:space-between;align-items:center}.result strong{font-size:25px;color:var(--blue)}.calculator small{color:var(--muted)}.why{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.why-box{padding:25px;border-radius:16px;background:#f8faff}.why-box strong{color:var(--blue)}.cta{background:var(--navy);color:#fff;text-align:center;padding:65px 0}.cta h2{font-size:38px;margin:0}.cta p{color:#b9c5dc}.footer{display:flex;justify-content:space-between;padding:45px 0}.footer>div:last-child{display:flex;gap:18px;flex-direction:column}.footer p{color:var(--muted)}.copyright{text-align:center;border-top:1px solid var(--line);padding:18px;color:var(--muted);font-size:12px}.form-section{padding:60px 0;background:var(--light);min-height:calc(100vh - 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